NFCcop · The digital mission of The New Faith Church and Co-op, Inc. · 501(c)(3)
PAi Software: Helping disaster survivors document, recover, and rebuild.
A public software service of The New Faith Church and Co-op, Inc. (NFCcop).
When a storm takes the roof off a house, the family under it is suddenly negotiating with a company that does this every day — backed by adjusters, engineers and lawyers — while they do it for the first time, in the worst week of their life.
PAi (Privacy-Conscious AI) is a software suite developed, maintained, and distributed by NFCcop—the digital mission of The New Faith Church and Co-op, Inc.
NFCcop exists to help close that gap. PAi provides tools for documentation, estimating, and organization so people can work with their own records, with clear costs and a choice of local or external AI processing.
One nonprofit mission. One PAi software suite.
The names on this site describe one organization and the software it publishes—not separate, unrelated entities. yPrivateAI is the name of this site — the software brand NFCcop publishes under.
The New Faith Church and Co-op, Inc.
The 501(c)(3) nonprofit organization based in Ray City, Georgia. It carries the public-service mission behind this website.
NFCcop
The nonprofit’s public-facing and digital mission name. NFCcop develops, maintains, and distributes the PAi software suite.
PAi Software Suite
Privacy-conscious applications—including PAi Claims, PAi Legal and PAi Health—created to help people organize complex records and put their own information to work.
Who we serve
People facing a property insurance claim without the money to hire help.
Disaster survivors
After a hurricane, flood, hail or fire, when the first estimate arrives weeks before the repairs do.
Denied policyholders
Households told no, or offered a fraction of what the repair costs, with no obvious way to challenge it.
People representing themselves
Anyone answering a lawsuit or building a case without a lawyer, who needs the vocabulary explained rather than assumed.
Relief and legal aid partners
Disaster case managers, VOAD agencies and pro bono clinics serving survivors at scale.
How we help
Free information first. Tools second. Nothing required to read anything here.
Research on questions that affect a claim
Plain-language explainers on overhead and profit, matching, labor depreciation, appraisal, ordinance or law, deductibles and bad faith — written from the contracting side, with free case-law searches so you can read what courts in your own state have said.
Explore state insurance case-law research →A directory of free help
Your state insurance department, how to file a complaint, disaster aid, legal aid, and the weather records that prove the event happened. All independent, all free, none of it ours.
Find disaster recovery, insurance and legal-aid resources →Guides for the moment you are in
Served with a lawsuit, denied claim, or representing yourself — each one written for someone who has never done this before.
Learn what to do after an insurance claim denial →Moving on after a total loss
Understand mortgage forbearance, compare rebuilding with relocation, search independent property sites, check flood and coastal risks, research foreclosures and seller financing, and avoid listing or wire fraud.
Open the Moving On resource center →PAi software developed by NFCcop
Windows software to organize claim evidence, case records and complex health histories. Product trial, pricing and access terms are explained on each product page and in Microsoft Store.
Compare privacy-conscious PAi software tools →
What an adjuster's first estimate leaves out
An illustrated flooded-basement example shows repair items worth checking when reviewing an estimate. You can read and use these resources whether or not you use our software.
Overhead & profit
Check whether the estimate addresses general-contractor coordination and overhead and profit. A trade count alone does not establish entitlement; the circumstances and policy matter.
What courts have said →Code upgrades
Relief valve, elevated platform, drip pan, permit and inspection fees — the code requirements a repair triggers on an older house.
Ordinance or law coverage →Matching
Paint corner to corner, not a spot patch; flooring across the continuous run. Whether the carrier owes it turns on your state's rule.
Matching and uniform appearance →Depreciation
Check which costs were depreciated and why. Whether labor can be depreciated depends on the policy and applicable law, and can affect the initial payment.
Depreciation of labor →PAi Claims, PAi Legal and PAi Health software
Three privacy-conscious Windows applications developed and distributed by NFCcop. Review each product page and Microsoft Store listing for current trial, pricing and access terms.
PAi Claims
Turns your photos, policy and measurements into an itemized, priced repair estimate, so the claim is defined by the evidence instead of by the first low offer. The first claim has a creation fee; see pricing.
Explore PAi Claims →Property claim estimating software →
Insurance claim organizer →
Promotional illustration; see the product page for currently available features and research options.
PAi Legal
Indexes complaints, motions, exhibits and depositions, separates what is alleged from what your documents prove, and switches between attorney and plain language. The first case terms are on our pricing page.
How PAi Legal organizes evidence for self-represented cases →
Synthetic demonstration data—not a real person or medical recommendation.
PAi Health
Organizes medical records, labs, medications and daily readings; tracks procedures and services reported in supported billing records; checks medication names for source-linked FDA-label interactions and possible adverse-effect context; and uses a literature index derived from nearly 40 million PubMed article records. Free for 30 days; it does not diagnose or replace professional medical care.
How PAi Health organizes complex medical records locally →
Where to start
My insurance claim was denied
What a denial actually means, and what to do in the first week.
Review the denied insurance claim guide →I was served with a lawsuit
What the deadline is, what an answer has to contain, and what happens if you miss it.
Learn how to answer a lawsuit on time →I am representing myself
The whole process narrated in order, with each gap named as a specific errand.
Follow the self-represented litigant guide →I work with survivors
For disaster case managers, VOAD agencies and legal aid clinics.
Partner with us →Ways to help
Donate
Your gift supports software development and outreach to disaster-hit communities. Tax-deductible to the fullest extent allowed by law.
Donate nowVolunteer
Share our work with a hard-hit community, help a survivor document a claim, or write and translate plain-language guides.
Get involved →Need help with software access?
If you cannot afford PAi software, contact us to request free access. Read about our programs and our funding status.